Introducing Members Telehealth and Accident Deductible Protection
What: NAR announces the addition of two new offerings to REALTORS® Insurance Marketplace, under the REALTOR Benefits® Program: Members Telehealth and Accident Deductible Protection, a supplementary health plan to major medical.
Launch Date: August 10, 2015
- Members Telehealth Service Plan
Details: Members Telehealth provides NAR members with convenient, 24/7/365 access to MDLIVE, a network of over 2,300 U.S. state licensed and board-certified physicians and therapists who may be accessed for non-emergency medical issues through telephone, smartphone app, web chat, or email (email feature varies by state due to state regulations) and who may diagnose, treat, and provide prescriptions, where appropriate. All physicians have specialized training in diagnosing patients over the phone and through online video. Common conditions treated include allergies, asthma, cold and flu, counseling, ear infections, injuries, infections, aches/pain, nausea/vomiting, rashes, sore throat, stress, and more. Telehealth plans offer time savings and convenience. No more waiting days or even weeks to see your doctor; MDLIVE doctors are always on call, including nights and weekends. Additionally, the time spent traveling to a doctor’s office or urgent care facility is eliminated.
Telehealth is currently one of the biggest trends in digital medicine and is an option that top companies have been employing to assist individuals with cost-saving solutions. MDLIVE is a leading provider and we’re excited to be able to present NAR members with the opportunity to access quality care wherever they might be.
The MDLIVE network includes doctors specializing in family practice, internal medicine, pediatrics, and emergency care. The average experience of an MDLIVE physician is fifteen (15) years. MDLIVE requires that all its physicians adhere to the highest quality standards and NCQA (National Committee for Quality Assurance) and URAC (Utilization Review Accreditation Commission) rules. Background checks with primary source verification are required and re-credentialing is performed every 36 months.
MDLIVE has a mobile app to help members in scheduling appointments and maintaining their records. Average length of time from booking to appointment is approximately 22 minutes.
Eligibility: Members Telehealth is available to all active NAR members and REALTOR® Association staff. The plan is available nationwide with the exception of Arkansas, Guam, Puerto Rico, and the U.S. Virgin Islands due to state/territory insurance regulations. Immediate family members (lawful spouse and/or children) may be added to a member’s plan if the Family Plan option is selected.
Cost and discount to NAR members: Members Telehealth is offered as a monthly subscription service. NAR members receive a group discounted monthly rate, and there is no copay. The Individual option is $12.99/month. The Family option is $14.99/month and covers an unlimited number of immediate family members. The monthly payment covers unlimited consultations for members who have enrolled in the plan via REALTORS® Insurance Marketplace. There is no additional payment for services received. There is a one-time discounted enrollment fee of $10.
- Accident Deductible Protection Plan, with Bonus Telehealth Plan
Details: Accident Deductible Protection is a supplementary health plan that helps pay for out-of-pocket medical expenses incurred through an accident. It’s designed to supplement major medical insurance plans that have high out-of-pocket costs and deductibles. Be sure to review the website for examples of how this new plan can provide major savings. The plan is underwritten by United States Fire Insurance Company (U.S. Fire), a subsidiary of Fairmont Specialty, and the same carrier that provides REALTORS® Core Health Insurance. Accident Deductible Protection offers multiple plan levels with deductibles ranging from $100 to $250, and benefits that pay up to $10,000. Individual and Family coverage is available and members have the freedom to choose any provider.
Bonus! A complimentary subscription to the Members Telehealth service plan is included in this plan, providing all of the Telehealth benefits listed above, at no extra cost to NAR Members.
Eligibility: Accident Deductible Protection is available to active NAR members and REALTOR® Association Staff under the age of 65. Availability is on a state-by-state basis due to state laws, with coverage currently available in 40 states; see website for details. SASid, Inc., administrator for the plan and REALTORS® Insurance Marketplace, will continue to work with the plan underwriter to pursue approval and availability in currently excluded areas. Immediate family members (lawful spouse and/or children) may be added to a member’s plan if the family plan option is selected.
Cost and discount to NAR members: This plan has exclusive discounted rates for NAR members. Pricing varies from state to state, with the majority of plans beginning at $17.80/month for individuals and $31.72 for families. There is a one-time discounted enrollment fee of $25.
To Learn More
- Members Telehealth: RealtorsInsuranceMarketplace.com/Telehealth
- Accident Deductible Protection: RealtorsInsuranceMarketplace.com/Accident
- Information can also be found at: Realtor.org/Supplemental
- Questions? REALTORS® Insurance Marketplace has licensed benefits specialists available to help members by phone at 877-267-3752.
NAR Contact Information
Anne Cadigan, Strategic Alliances Account Manager
Kristin Maurelia, Managing Director, Strategic Alliances
Ken Burlington, Vice President, Strategic Alliances